Now Available at

Retire Secure For Parents of a Child with a Disability

“Combining warmth and compassion with functional hard-headed advice, the dream team of Jim Lange, Deborah McFadden, and Julieanne E. Steinbacher have provided families of children with disabilities with the guidance they need to achieve financial security.”

―Burton G. Malkiel

Professor Emeritus of Economics, Princeton University and Author, 

A Random Walk Down Wall Street (Over 2 Million Copies Sold) 

Limited Offer

Starting today, if you click here and purchase either the eBook (priced at $1.99) or a hard cover edition on Amazon, you can unlock a trove of digital bonuses, collectively valued at a whopping $495.


Now through Monday, January 15th, simply purchase a digital or hard cover copy of the book on Amazon. Then, visit DisabledChildPlanning.com/Bonuses and complete the form to receive access to the bonuses!


Click here to learn more!

My co-authors and I believe you have discovered the best and most comprehensive financial resource available for parents of a child with a disability. 


Our book explains, analyzes, and demonstrates how most parents can use very specific strategies to secure their financial life and the long-term financial life of their child.


This website offers supplemental information at no cost or obligation. You can download the Executive Summary and the Synopsis. Please see the links below.


A word to the wise. We highly recommend that you begin by reviewing the Table of Contents to quickly identify the information that is relevant and pertinent to your circumstances.

Get Your Copy Now!


You can trust the content. This book has received glowing testimonials from prominent financial experts and the foreword was written by Burton G. Malkiel, Professor Emeritus of Economics, Princeton University, and author of the classic finance book, A Random Walk Down Wall Street. The authors’ credentials speak to their level of expertise (see below).

Why This Work Is So Meaningful to Me


It is personal to be sure. My wife and I have a daughter with a disability and before I developed our long-term financial solution, we worried endlessly about our daughter’s future. How would she manage after we were gone?


But honestly, it goes well beyond our family. I have spent my career helping IRA and retirement plan owners make the most of what they’ve got. I knew that by using my specialized expertise in inherited IRAs and retirement plans as well as Roth IRA conversions that I could devise the best financial solution for other parents in our situation. But there were gaps in my expertise. Fortunately, I filled those gaps by connecting with two exceptional authorities in the field of helping parents of children with disabilities, my excellent co-authors, Deborah L. McFadden and Julieanne E. Steinbacher, Esq. The result is the book, Retire Secure for Parents of a Child with a Disability.


What We Recommend


A brief outline of our three-step solution follows:


  1. Qualify for SSI or SSDI—the intricacies of which are expertly explained by Deborah McFadden, former U.S. Commissioner of Disabilities and mother of Tatyana McFadden, paralympic champion.

  1. Develop an appropriate estate plan that would protect government benefits but still provide benefits to the child with a disability for that child’s lifetime. Julie Steinbacher practices, writes, and teaches in this area.

  1. Establish a course of action for a long-term financial plan, which will likely involve Roth IRA conversions and ABLE accounts as well as many other techniques—my area of expertise and written for the lay reader.


For more specifics, especially on the third step, I highly recommend you scan the Table of Contents and read any section that interests you. Two little known areas that could potentially provide enormous value are Who Gets What (p. 335) and our plan to convert an Inherited Traditional retirement plan to a Roth after you die (p. 221).


About the Authors


Deborah L. McFadden is a Former United States Commissioner of Disabilities. She knows more about the intricacies of applying for SSI and SSDI than anyone I know of. Her contribution to the book could be life-changing for tens of thousands of readers. Furthermore, Deborah brings a wealth of personal expertise to the area. Her daughter, Tatyana McFadden, is one of the best known paralympic champions in the world with 20 Paralympic medals including eight gold medals and 24 World Major Marathon wins.


Julieanne E. Steinbacher, Esq., is a Special Needs Planning expert. Julieanne helps parents of a child with a disability with their estate plans drafting wills, special needs trusts, powers of attorneys, etc. for Pennsylvania residents. She also writes extensively in the area and leads a group of attorneys in this area.


James Lange, CPA/Attorney – I have written ten books for IRA and retirement plan owners and have been quoted in The Wall Street Journal 36 times. My last book, Retire Secure for Professors and TIAA Participants has 68 of 70 glowing 5-star reviews on Amazon. Much of that content overlaps with this book.

Limited Offer

Exclusive Bonus Content Awaits

Starting today, if you click here and purchase either the eBook (priced at $1.99) or a hard cover edition on Amazon, you can unlock a trove of digital bonuses, collectively valued at a whopping $495.


Now through Monday, January 15th, simply purchase a digital or hard cover copy of the book on Amazon. Then, visit DisabledChildPlanning.com/Bonuses and complete the form to receive access to:


Bonus 1: Videos of my most recent in-person workshop series featuring our latest and greatest thinking.


During these workshops, I reveal the tax advantaged techniques and strategies that I use with my high-net worth private clients who pay a premium for my advice. All 3 of these 2+ hour workshop videos are lively with questions from the audience and wait for it…humor! You’ll be amazed at how quickly the time will pass.


  • Session 1: Getting the Most from Your IRAs and Retirement Plans After the SECURE Act and SECURE Act 2.0


  • Session 2: The Best and Most Flexible Estate Plan for Retirement Plan Owners


  • Session 3: Taming Parents’ Financial Fears – A Specialty Session for Parents of a Child with a Disability


Bonus 2: Digital copies of 4 of my other best-selling books on retirement and estate planning. 


  1. Retire Secure for Professors and TIAA Participants

  2.  The IRA and Retirement Plan Owner’s Guide to Beating the New Death Tax: 6 Proven Strategies to Protect Your Family from The SECURE Act

  3. The Roth Revolution: Pay Taxes Once and Never Again

  4. The $214,000 Mistake: How to Double Your Social Security & Maximize Your IRAs


Bonus 3Video footage of my interviews with investing legends John C. Bogle, founder of Vanguard and champion of the individual investor, and Burton G. Malkiel, Professor Emeritus of Economics, Princeton University, and author of A Random Walk Down Wall Street.


One of the most surreal moments of my life occurred as I sat across from the John C. Bogle at Vanguard studios for the first of two interviews I had the privilege of conducting with the then living legend. Here was the man who founded the largest mutual fund company in the world, a man whose investment sensibilities I share, a man I have long admired, sitting with me and sharing his thoughts on everything from his investment philosophy to his concerns about corporate governance and the structure of the investment industry in the 21st century.


You’ll receive access to the full video of that interview, and I highly recommend watching it. Even now, over four years after his death, the insights he shares on personal finance and investing are well worth your time!


On January 3, 2023, the 13th edition of Burton Malkiel’s investing classic, A Random Walk Down Wall Street, was published. (He sold two million copies).  A few days before that, I had the privilege to sit down (via Zoom) with him for a series of three interviews. I was thrilled to have the opportunity to get my biggest investment questions answered directly by one of the most acclaimed economists and investing experts of all time.


You’ll receive access to all 3 interviews (totaling 3+ hours). From Burt’s time-tested investing insights to his most recent assessments of the market, I think you’ll agree that this topical and highly relevant interview series is a real must-watch.


Bonus 4: An exclusive synopsis of Retire Secure for Parents of a Child with a Disability


Perfect for subscribers who want to get the most out of the information and strategies in this book, but who don’t have the time, or inclination, to read a 500+ page book cover-to-cover, this handy 4-page synopsis summarizes many of the key insights.


Bonus 5: A downloadable digital copy of our 2023-2024 Tax Planning Card


Released annually, this handy card has been helping investors save time and money for more than a decade and now enjoys national recognition. It includes quick calculation tables to help you estimate your federal taxes as well as your federal taxable income, a Standard Deduction Table, Retirement Plan Contribution Limits Table, and more!


All these exclusive educational resources complement the wealth of knowledge in the book. Don’t miss the opportunity to enhance your learning experience with this valuable bonus content!


Get the Lange-Edge


To unlock this trove of educational resources, simply purchase the eBook (priced at $1.99) hereor a hard cover edition on Amazon. Then, visit DisabledChildPlanning.com/Bonuses and complete the form.


I encourage you to act now.

James Lange

CPA/Attorney/Registered Investment Advisor

Jim’s tax and estate planning strategies have been endorsed by The Wall Street Journal (36 times). He is the author of 8 best-selling books. Some of his books have been endorsed by Charles Schwab, Larry King, Jane Bryant Quinn, Roger Ibbotson, Ed Slott Bob Keebler Larry Kotlikoff, Jonathan Clements, Paul Merriman and Burton Malkiel.

James Lange

James Lange
Julieanne E. Steinbacher

Julieanne E. Steinbacher

Esq., CELA/LLM in Estate and Elder Law

Julieanne is the founding shareholder of Steinbacher, Goodall & Yurchak, an elder care and special needs planning law firm, with offices in Williamsport, State College, Wyalusing and Wysox, PA. As a former social worker, she has a unique perspective on children with a disability. Each of her law offices has social workers on staff to help families coordinate care and benefits.

Julieanne E. Steinbacher

Deborah L. McFadden

Former United States Commissioner of Disabillities

Deborah McFadden was appointed by President George H.W. Bush as U.S. Commissioner of Disabilities and was instrumental in the writing and passage of the Americans with Disabilities Act. For years, she has been recognized as one of, if not the top expert in the country helping individuals with disabilities qualify for SSI, SSDI, and other crucial resources. She is the mother of two USA Paralympic athletes. Her daughter Hannah is ranked third in the world in rock climbing. Tatyana has won 20 Paralympic medals including eight gold medals. Tatyana is one of, if not the most honored, and recognized athletes with a disability in the world.

Deborah L. McFadden​

Deborah McFadden