Register to attend one, two or all three sessions below!
This summit will feature the three co-authors of the new best-selling book, Retire Secure for Parents of a Child with a Disability. The three speakers will cover their respective areas of expertise to provide you with the highest quality information to help your child with a disability. All authors agree about the most important steps for you to take so your child will get the most out of what you’ve got.
Below is the three-part solution which corresponds to the three sessions in this summit:
We will also cover the importance of getting the coveted eligible designated beneficiary (EDB) status that comes with SSI and SSDI for your child. There will also be non-Roth related content including use of the ABLE Act. Please see Session Three with James Lange.
Jim will give a quick introduction including the basics, the importance of getting this planning right, and which sessions you should plan to attend.
Deborah L. McFadden, Former United States Commissioner of Disabilities will talk about Social Security Disability (SSI/SSDI) and Vocational Rehabilitation, and when and how to initiate the process. She will discuss why getting your child approved for SSI/SSDI is the “Golden Ticket.”
The following and many more questions will be answered during this informative presentation. There will be time for you to ask specific questions as it relates to your child and his/her disability.
In this presentation, Attorney Julieanne E. Steinbacher, CELA, will cover the need to prepare a plan that will endure the lifetime of a child with special needs. It’s important to identify and understand what assets are going to pass directly to a child with special needs and if those assets will adversely affect his or her ability to qualify for certain government benefits. The sooner a legal plan is in place, the better off your child will be in the future.
Join us as we discuss how families with individuals with special needs can best be prepared for what the future may bring. Topics to be covered include:
James Lange, CPA/Attorney and parent of a child with a disability will demonstrate the significance of a long-term Roth IRA conversion strategy for you and your special needs child or grandchild.
For a majority of IRA and retirement plan owners with a special needs child, the dilemma is not about whether you should opt for a Roth conversion, but rather the timing and amount to convert. The ideal solution is typically not a single conversion, but a sequence of Roth conversions spread out over a period of years.
Assumptions and personal circumstances may differ, but using what we deem are sound assumptions*, many families who get the Roth conversion planning correct could be financially better off by hundreds of thousands, and in the case of my daughter, $1,890,000 in today’s dollars. Applying the same strategies with plausible assumptions, even someone with an IRA of $500,000 could enhance their child’s with a disability financial situation by $239,068.
In this session, you will learn:
*Assumptions available at https://PayTaxesLater.com/Assumptions
All attendees will receive a free digital copy of our new best-selling book, Retire Secure for Parents of a Child with a Disability. Additional bonuses will be announced during the event.
Jim Lange’s tax and estate planning strategies have been endorsed by The Wall Street Journal (36 times). He has written 9 best-selling financial books that help IRA and retirement plan owners get the most out of what they’ve got. Some of Jim’s books have been endorsed by the country’s top experts including Charles Schwab, Burton Malkiel, Larry King, Jane Bryant Quinn, Roger Ibbotson, and 50 more. Having Roth IRA conversion and SECURE Act expertise was critical in developing Jim’s solution for his daughter who has a disability.
Deborah McFadden was appointed by President George H.W. Bush as U.S. Commissioner of Disabilities and was instrumental in the writing and passage of the Americans with Disabilities Act. For years, she has been recognized as one of, if not the top expert in the country helping individuals with disabilities qualify for SSI, SSDI, and other crucial resources. She is the mother of two USA Paralympic athletes. One daughter, Hannah, is ranked third in the world in rock climbing. Her other daughter, Tatyana, has won 20 Paralympic medals including eight gold medals. Tatyana is one of, if not the most honored, and recognized athletes with a disability in the world.
Julieanne Steinbacher is the founding shareholder of Steinbacher, Goodall & Yurchak, an elder care and special needs planning law firm, with offices in Williamsport, State College, Wyalusing and Wysox, Wilkes-Barre, and Altoona PA. As a former social worker, she has seen the devastating effects the lack of planning for long-term care can have on a family. As an attorney, her goal is to educate the community and empower them to make planning decisions. Each of her law offices has social workers on staff to help families coordinate care and benefits. She has over 20 years of experience drafting special needs planning documents for families and administering estates.
Disclaimer: Lange Accounting Group, LLC offers guidance on retirement plan distribution strategies, tax reduction, Roth IRA conversions, saving and spending strategies, optimized Social Security strategies, and gifting plans. Although we bring our knowledge and expertise in estate planning to our recommendations, all recommendations are offered in our capacity as CPAs. We will, however, potentially make recommendations that clients could have a licensed estate attorney implement.
Asset location, asset allocation, and low-cost enhanced index funds are provided by the investment firms with whom Lange Financial Group, LLC is affiliated. This would be offered in our role as an investment advisor representative and not as an attorney.
Lange Financial Group, LLC, is a registered investment advisory firm registered with the Commonwealth of Pennsylvania Department of Banking, Harrisburg, PA. In addition, the firm is registered as a registered investment advisory firm in the states of AZ, FL, NY, OH, and VA. Lange Financial Group, LLC may not provide investment advisory services to any residents of states in which the firm does not maintain an investment advisory registration. Past performance is no guarantee of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any strategy will be successful. Indexes are not available for direct investment. If you qualify for a free consultation with Jim, and attend a meeting, there are two services Jim and his firms have the potential to offer you. Lange Accounting Group, LLC could offer a one-time fee-for-service Financial Masterplan. Under the auspices of Lange Financial Group, LLC, you could potentially enter an assets-under-management arrangement with one of Lange’s joint venture partners.
Please note that if you engage Lange Accounting Group, LLC and/or Lange Financial Group, LLC for either our Financial Masterplan service or our assets-under-management arrangement, there is no attorney/client relationship in this advisory context.
Although Jim will bring his knowledge and expertise in estate planning to this workshop and to the meetings, it will be conducted in his capacity as a financial planning professional and not as an attorney. We are not soliciting for legal services.